Corporate Finance

Finance is the lifeblood of every successful business. From initial start-up through to growth, maturity, and succession, the effective management of financial resources is critical to sustaining profitability, stability, and long-term value. At Holland & Co Chartered Accountants, we provide specialist corporate finance advice designed to help your business maintain an optimal balance between liquidity, investment, and strategic growth.

At every stage of development, a company must carefully manage the interplay between cashflow, working capital, and return on investment. Too little liquidity can restrict growth and strain operations, while excessive capital retention may result in missed opportunities or reduced shareholder value. Our role is to help directors and owners establish and maintain a sound financial structure that maximises efficiency, minimises risk, and supports both short-term objectives and long-term success.

Strategic Financial Planning and Structuring

Corporate finance is not just about raising funds — it is about ensuring that every pound of finance is working effectively for the business. We help directors and management teams design flexible and resilient financial structures that support ongoing operations while preparing for future challenges and opportunities.

Our services include:

  • Cashflow forecasting and working capital management – ensuring sufficient liquidity for daily operations, payroll, and creditor obligations.

  • Optimising the balance between debt and equity finance – evaluating the cost of borrowing against the expected return to shareholders.

  • Dividend and director remuneration planning – structuring drawings, bonuses, and dividends in a tax-efficient manner without compromising cash reserves.

  • Debt restructuring and refinancing – improving repayment schedules, renegotiating lending terms, and identifying cost-saving opportunities.

We also place great emphasis on risk management, helping clients prepare for both external factors (such as economic downturns, inflation, and currency fluctuations) and internal risks (such as the temporary loss of key personnel or changes in ownership structure).

Business Growth and Expansion Finance

Growth requires investment — but not all finance is equal. Whether you are looking to expand operations, acquire new assets, or enter new markets, it is crucial to secure funding that aligns with your business strategy and risk profile.

Our corporate finance specialists assist with:

  • Business expansion finance – identifying suitable funding sources, from traditional bank lending to alternative finance such as asset-based lending, venture capital, or private equity.

  • Mergers and acquisitions (M&A) – performing financial due diligence, valuation analysis, and post-acquisition integration planning.

  • Management Buyouts (MBOs) and Management Buy-Ins (MBIs) – advising management teams and investors on structuring, negotiation, and funding options.

  • Business planning and finance applications – preparing robust financial forecasts and business plans to strengthen funding applications and lender confidence.

Our approach ensures that finance is raised on the most favourable terms and structured to maximise operational efficiency, tax advantage, and long-term sustainability.

Exit and Succession Planning

Every business journey eventually reaches a transition point. Whether you intend to sell the company, transfer ownership to family members, or facilitate a management buyout, the financial implications of exit planning must be carefully considered.

We provide detailed advice on:

  • Valuation of the business – using industry-accepted methods to determine fair market value.

  • Tax-efficient sale structuring – taking advantage of reliefs such as Business Asset Disposal Relief (formerly Entrepreneurs’ Relief).

  • Succession planning – ensuring a smooth transfer of ownership and continuity of operations.

  • Personal wealth extraction – maximising returns for shareholders through strategic dividend or share sale arrangements.

Planning your exit well in advance allows flexibility in timing, structure, and negotiation — and ultimately leads to a more successful and rewarding outcome.

Our Expertise and Approach

At Holland & Co, our corporate finance services are built on over three decades of experience in advising entrepreneurs, SMEs, and family-owned businesses across the North West and beyond. We combine technical financial expertise with commercial insight to deliver clear, actionable advice that supports growth and safeguards value.

We also work closely with banks, investors, and legal professionals to ensure that all aspects of your corporate finance arrangements — from documentation to compliance — are handled seamlessly and efficiently.

Our philosophy is simple: we aim to help your business access, manage, and optimise finance in a way that strengthens both profitability and long-term stability.

How We Can Help

Our corporate finance services include:

  • Strategic business and financial planning

  • Cashflow and working capital optimisation

  • M&A, MBO, and MBI advisory

  • Fundraising and lender negotiations

  • Valuations and due diligence

  • Exit and succession planning

  • Tax-efficient remuneration and dividend planning

Contact us today to discuss how our corporate finance experts can support your business — whether you are seeking to grow, raise capital, restructure, or plan your eventual exit. Our professional insight will help you make informed decisions that protect your interests and enhance your company’s long-term value.