.hco-footer{background:#f4f7fb;border-top:1px solid #d7dfe9;padding:40px 20px 0;font-family:inherit;color:#333}.hco-footer-inner{display:flex;justify-content:space-between;flex-wrap:wrap;max-width:1100px;margin:0 auto;gap:30px}.hco-footer-section{flex:1 1 250px}.hco-footer-section h4{margin-bottom:12px;font-size:1.1rem;color:#1b4a7c}.hco-footer-section p,.hco-footer-section ul{margin:0;line-height:1.6}.hco-footer-section ul{list-style:none;padding:0}.hco-footer-section ul li{margin-bottom:6px}.hco-footer a{color:#1b4a7c;text-decoration:none}.hco-footer a:hover{text-decoration:underline}.hco-footer-bottom{text-align:center;padding:15px 0;margin-top:30px;border-top:1px solid #d7dfe9;font-size:0.9rem;color:#666}@media (max-width:768px){.hco-footer-inner{flex-direction:column}}